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We fund

Property Development

Buy, refurbish, convert or build

Loans from £100,000

We are different. But good different

Up to 90% of PP

We will consider lending up to 90% of the purchase price for all residential properties

30% Personal Guarantee

We will consider capping our PG at 30% in most cases and in others there is no PG at all

Loans from £100,000

We provide smaller loans that the larger lenders ignore, ideal for the ‘newbie’ developer

No collateral warranties

Considered for development loans under £1m. Saves you and your clients time and money

Up to 50% LTV on land

As long as it has full planning permission and not outline, we can go up to 50%.

Plus refurb costs as long as the total loan against the finished value (GDV) is within 75%


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…30+ years’ experience…

We are bridging & development finance lender based in Chester

We offer bridging loans and development finance up to £1.5m.

Property finance designed for property professionals

The founders & Directors of Breeze Capital have many years of experience at the sharp end of lending…Not just as junior members of a bank or mortgage lender but as leaders of some of the UK’s major financial institutions.

In 90% of cases, the way you present a deal to a lender is key to getting it approved and we understand that. 

However, we like to keep things simple.

Tell us what you require and we will do our best to accommodate you. 

All of the loans we offer are very transparent

You will know the exact rate you will pay, the fees you will pay and the redemption penalties you will pay (when you repay our loan) and nowhere along the line, not ever, will you ever get confused about our fees and charges.

Simple short term lending from people who know what they are doing.



Watergate House, 85 Watergate Street, Chester CH1 2LF


01244 565095



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Breeze Capital work with professional intermediaries.

If you are interested in working with us as your funding partner, please download our Introducer Registration form by clicking the PDF icon below:
Breeze Capital Chester

Property Development Finance

We provide property development finance, including ‘ground up’ funding. Everything from single dwellings to larger, multiple unit housing estates. We can also fund office to residential conversions. We can fund up to 70% of the finished value or Gross Development Value (GDV) and we can arrange drawdowns within hours of receiving the monitoring surveyors report.

Breeze Capital Chester

Bridging Loans

We are a principal lender that can fund loans up to 75% of its current value or 80% if refurbishing the property and we can also provide 100% of the refurb costs. This is done via a combination of private and institutional funding. We offer loans between £100,000 and £1,500,000. All loans subject to full valuation and credit committee approval.