£10m+ Bridging Loans
For professional property developers & UHNW borrowers only
For loans outside of our normal lending parameters, we provide syndicated financing for Ultra High Net Worth (UHNW) individuals to fulfil their property aspirations.
A £10m+ bridging loan requires a different approach
Short term property finance presents more risk to lenders than a traditional long-term mortgage. However, bridging loans have their place as they allow borrowers to move quickly on time critical deals, with the minimum of fuss.
As we have grown as a lending business, we have noticed an increase in the number of bridging loan enquiries above the £10m level.
As lenders ourselves, backed by institutional bank funding and a UHNW family, we understand the risks involved and the professional and discreet approach needed to ensure deals of this size are completed quickly and simply.
We structure the bridging loan or commercial mortgage and syndicate amongst our co-lending peers.
call us on 01244 565095
Apply for a large Bridging loan
All enquiries are treated in the strictest confidence and we do not pass your personal information on to any lender or provider without your express permission.
Just a few of our syndication lending partners
Key Features
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Completely confidential
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Concierge service
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Loans from £10m up to £250m
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UK and mainland Europe
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Experienced lending partners
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Competitive pricing
Why are large, multi-million bridging loans treated differently?
Because the ‘one size fits all’ approach to lending doesn’t apply here. Each case will be unique, either because of the asset type and size or by the way the deal needs to be structured.
It may involve trusts or offshore funds which many lenders find too complex to deal with. It could be that the borrower is a foreign national but with extensive UK property assets.
Whatever the reason, our unique approach to funding large £10m+ bridging loans means that we are well placed to see the deal through from inception to completion.
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Can I apply for a large bridging loan?
As long as you meet the eligibility criteria for being a HNW or UHNW individual, then we would be delighted to help.
We will always need to see a list of property assets, both in the UK and Overseas and our co-funding partners will require a meeting, either in person or via Zoom or other video call.
What is the eligibility criteria for a £10m+ bridging loan?
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Net assets of £1m, not including your main residence
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Minimum of 20% deposit based on the property value
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Verifiable annual income of £100k+
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Full list of assets & liabilities
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Comprehensive CV/Bio
Try our large bridging loan calculator
The results provided by this calculator are for information purposes only, all figures are approximate and they should not be relied upon to make a financial decision or be construed as financial advice.
Any figures produced by this loan calculator are non binding and are not a commitment to lend.
The actual terms and rates will vary based on your specific circumstances, property valuations, legal due diligence and our underwriting policies.
Loan calculator
Instructions: Please enter the loan amount, property value, interest rate, and loan term to see an estimate of your monthly payment (if you were to pay the loan interest each month), total redemption amount (if you were to 'roll the interest up' until repayment is made at the end of the loan term) and gross loan-to-value ratio.
What can affect my chances of being approved for a £10m+ bridging loan?
- Making multiple loan applications with different lenders on the same property
- Unable to verify assets
- Insufficient cash to input into the deal
- Lack of transparency
- Absence of a defined exit strategy