Application Form 2485

This form is completely private and confidential and is only viewable by the Breeze Capital underwriting team. If you have any problems completing this form, please call us on 01244 565095 for immediate assistance.

NB: As we are an unregulated lender, you or a related person must not live in, intend to live in or have ever lived in any property that is to be provided as security for the loan.

Let's get started

Are you a broker/introducer?(Required)

Yes

INTRODUCER DETAILS(Required)

Email(Required)

1. BORROWER DETAILS

Please note: Each individual and/or shareholder needs to complete a separate Supplementary Borrower form - THIS IS A SHORTER VERSION OF THIS FORM. A link will be provided after you submit this form.

Do you own your own home?(Required)

Yes

Do you own other investment property apart from the security noted on this application form?(Required)

Yes

PLEASE NOTE: At least one of the borrowers needs to own their own home or at the very least, another investment property but they will need to complete their own application. Please continue.

Are you applying in a company name or individual name?(Required)

Company name

Individual name

Company Name(Required)

Company Registration Number(Required)

Company Address(Required)

Postcode(Required)

Are you a shareholder?(Required)

Yes

Are you a Director?(Required)

Yes

What % share?(Required)

Names of all Directors listed at Companies House

Please note: We will need an application form from each director noted

Names of all shareholders with 20% or more shares

Please note: We will need an application form from each shareholder noted

2. PERSONAL DETAILS

NAME(Required)

First Last

Mobile(Required)

Date of Birth(Required)

Personal Email(Required)

This must be a personal email address and be obvious that it belongs to the individual

Current residential address(Required)

You must be a homeowner to qualify for a loan

Postcode(Required)

Whose name is this property in?(Required)

Current value of your home(Required)

Mortgage amount outstanding(Required)

Name of lender(Required)

Have you lived in this property for less than 3 years?(Required)

Yes

Previous address(Required)

Total annual employed or self employed income(Required)

What is your main occupation?(Required)

3. LOAN REQUIREMENTS

Type of loan(Required)

Purchase

Refinance

Purchase Price(Required)

Current Property Value(Required)

Are you purchasing under value?(Required)

Yes

How much do you want to borrow towards the purchase?(Required)

Please provide more information(Required)

We only accept legal option agreements or planning gains as viable reasons

What type of loan do you need?(Required)

Loan term required (in months)(Required)

Maximum bridging loan terms are 12 months, refurbishment loan terms are 18 months, maximum development loan term is 21 months

What is the finished value (GDV)?(Required)

What are the total costs of the works?(Required)

Please include contingency, professional fees, warranties, insurances and (if applicable), CIL/Section 106 costs

How long will the work take?(Required)

Do you require us to fund 100% of the works?(Required)

Yes

Funding is in arrears as work is completed in stages

If not, how much do you require towards the works?(Required)

In addition to funding the works, how much are you looking to borrow?(Required)

Eg: How much to repay your existing lender, capital raise, etc

In addition to funding the works, how much are you looking to borrow?(Required)

Eg: How much to repay your existing lender, capital raise, etc

Give details of the planned works(Required)

Does the planned work include any structural changes?(Required)

Yes

Eg: Removal of load bearing walls, extensions or other ground up structures, removal/replacement of roof, etc

Please give details(Required)

Date purchased(Required)

How much did you purchase it for?(Required)

Who is the lender?(Required)

Amount of finance outstanding?(Required)

How much are you looking to borrow?(Required)

What was your original intention with this loan?(Required)

Please include what your original exit strategy was

What is the source of deposit funds?(Required)

If deposit coming from another company, please give details

Are funds being gifted or lent for this transaction?(Required)

Yes

E.g. Family gift, investors, Directors loans or vendor deferred purchase?

Please give details of gift, loan, etc(Required)

Please inform us if any loan will be secured on the security by way of a charge

Reason for this loan(Required)

How will you repay our loan?(Required)

4. SECURITY DETAILS

Full description of security (land, house, office, etc) we are lending against(Required)

Security address(Required)

Postcode(Required)

If you know the title number(s), please give details

Is the property currently let?(Required)

Yes

Please provide details?(Required)

Length of lease/AST, amount of rental income received, etc

Is it freehold or leasehold?(Required)

Time left on lease?(Required)

Is planning permission or change of use required?(Required)

Yes

Please provide the planning reference or details of the decision notice(Required)

Please give details(Required)

5. YOUR SOLICITOR DETAILS

The firm must have 2 or more partners. Paralegals and Licenced Conveyancers are not acceptable

Would you like a quote for Dual Representation from one of our panel Solicitors?(Required)

Yes

If not, please provide details of your Solicitor below.

Contact Name(Required)

Contact Number(Required)

Company Name(Required)

Email(Required)

6. ACCESS DETAILS FOR VALUATION PURPOSES

Who will be at the property to meet our valuer

Name of person(Required)

Their mobile number(Required)

Their email address(Required)

7. BORROWER EXPERIENCE

Have you bought, refurbished or built investment property before?(Required)

Yes

Did you use bridging/refurbishment or development finance?(Required)

Yes

How did you fund it?(Required)

Please give rationale behind this project and how you expect to make it a success(Required)

When was the last time you did this?(Required)

Please give details of this last project(Required)

How much bought for, how much sold for, type of work undertaken on the property, etc

Who funded this last project?(Required)

Name of lender, etc

Previous projects (if applicable)

Give details of previous and/or ongoing projects over the last 5 years

Do you wish to add any more information to support your application?(Required)

Yes

Any other info(Required)

8. CREDIT HISTORY

Have you ever had a court judgement (including a CCJ) or any defaults registered against you?(Required)

Yes

Have you missed any mortgage, hire purchase or credit agreement payments?(Required)

Yes

Have you ever been disqualified as a Director, had a company go into administration/liquidation, been made bankrupt, entered into an IVA/CVA or made arrangements with creditors?(Required)

Yes

Have you had a property repossessed or subject to receivership?(Required)

Yes

Have you ever been convicted of any offence (other than driving offences) or have any pending court proceedings?(Required)

Yes

If yes to any questions, is that within the last 36 months?(Required)

Yes

Please give details(Required)

Type of adverse credit, amounts, satisfied, or unsatisfied, etc

OTHER PROPERTY ASSETS

Do you own other properties apart from your main residence?(Required)

Yes

Please include both personal and company property assets, including properties outside of this SPV/Limited Company). All borrowers that are party to the loan must currently be a property owner, ideally their main residence but we may accept other investment properties.

Full address including postcode(Required)

Estimated value(Required)

Name of lender(Required)

Amount outstanding(Required)

Whose name is it registered in?(Required)

Any other properties?(Required)

Yes

Full address including postcode(Required)

Estimated value(Required)

Name of lender(Required)

Amount outstanding(Required)

Whose name is it registered in?(Required)

Any others?(Required)

Yes

Full address including postcode(Required)

Estimated value(Required)

Whose name is it registered in?(Required)

Name of lender(Required)

Amount outstanding(Required)

Any others?(Required)

Yes

How many?(Required)

If there are more properties within your portfolio to add to this list, please upload a spreadsheet/document below.

Upload a file from your device here

Max. file size: 8 MB.

Consent(Required)

I have read and agree to the privacy policy.